Collision Coverage

Collision Damage Waiver

Collision Damage Waiver

Damage waiver or collision damage waiver (CDW) is additional cover that is offered when you rent a car. Such type of cover can be expensive ...

Collision Coverage

Collision Coverage

Collision coverage is an optional part of the car insurance policy that covers the driver or policyholder in case of a collision. Basically this type ...

Liability Coverage

Ballpark Risks and The Disneyland Model
Ballpark Risks and The Disneyland Model

The ballpark model is a type of system under which a person or resident of a particular state or country does not have to carry ...

Liability Coverage Basics
Gap Insurance: Is It Needed?

Gap Insurance: Is It Needed?

Gap insurance is a kind of insurance that is usually offered to people who lease rather than buy vehicles. The usual gap insurance policy gives security in cases where the motor vehicle is damaged or stolen earlier than the terms of the lease are satisfied. ...

Types Of Excess Or Deductibles

Types Of Excess Or Deductibles

In any type of insurance an excess or a deductible is the amount that is paid by the policyholder in case an accident (or damage) ...

Basis Of Premium Charges

Basis Of Premium Charges

The premiums in an auto insurance policy can vary according to a number of factors including age, gender, length of driving history and other factors ...

Auto Insurance Risk Selection

Auto Insurance Risk Selection

Auto Insurance Risk Selection is a process by which insurance companies decide what premium to charge and whether or not to insure a particular applicant. ...

Auto Insurance Basics

Auto Insurance Basics

Auto insurance, also called as vehicle insurance, car insurance or motor insurance is purchased for cars and trucks. The primary aim of such insurance is ...